Wholesale Banking Credit Analyst - Tunis, تونس - BANK ABC

وصف

Bank ABC is reinforcing its Credit department with the recruitment of a Wholesale Banking Credit Analyst .

1- Principal Responsibilities & Accountabilities:

• Spreading & analyzing financial statement data and interpreting the repayment capacity of borrowers.
• Preparation of credit submission packages, identifying key risks within transactions and relationships, and discussing and defending credit related recommendations.
• Perform analysis on diverse types of collateral/ security proposed.
• Checking compliance with different approval covenants, conditions and aspects related to guarantee and security in line with the bank's policy.
• Detecting the weaknesses of the credit proposal and suggesting the appropriate credit enhancements.
• Assist lenders in determining the most appropriate loan structure.
• Proposing the risk rating of the relationship as per the scoring bank model/ system.
• Liaising and collecting any relevant information from Corporate & Financial Institutions and Legal Departments to ensure comprehensiveness of the credit package.
• Insure loan packages are complete according to bank's policy and Central Bank of Tunisia directives.

2- Education & Experience:

• Master's or Bachelor's degree in Finance or Accounting and /or equivalent professional experience.
• A minimum of 3 years experience is required in a similar role
• Previous Internships in Finance Departments or Credit & Risk Departments is a plus.
• A Professional certificate in Financial Accounting, CFA, /FRM or any relevant professional certification is a plus.
• TOEFL/IELTS languages test proficiency are essential.

3- Personal Attributes & Soft-skills:

• Excellent written and verbal communication and interpersonal skills (English is a must).
• Great attention to details.
• Ability to work under pressure and to meet deadlines.
• Self-motivated, able to work well with a team.

• Good analytical skills /accounting skills.
• Ability to locate and use relevant industry analysis.
• Proficiency in English (essential) & Microsoft Office.